Expert Claim Solutions are licensed professionals hired by property owners to evaluate property loss after a catastrophic event like a fire, storm, or water damage. Public adjusters work on behalf of and advocate for their clients, not the insurance company, to ensure the claim is resolved with the client’s best interests in mind.

What Public Adjusters Do

Expert Claim Solutions’ first step in assessing your property loss is a thorough and thoughtful evaluation of the damage, as well as your coverage. We itemize and substantiate all aspects of your claim, including the building damage, personal property damage, business interruption, and potential extra expense claims. These findings are then detailed and presented in an itemized report to your insurance company. 

We use Xactimate estimating software, a critical tool of our industry, to provide you with the most precise valuations for your losses. 

We conduct an all-inclusive review of your insurance policy to identify any additional coverages that might apply to your claim. Then we review our findings with you, making sure you understand the requirements of your policy.  

We appear on behalf of our clients at any meetings and inspections with the insurance company, so you can get on with your life. We work closely with mitigation companies to ensure your home is protected from further damage. 

Our team prides itself on open and honest communication with our clients and their insurance company to achieve the best results and the best settlement as quickly as possible. 

Our certifications include: 

  • Property Damage Evaluation and Policy Language Interpretation by the Vale National Institute
  • Smoke and Water Damage Certification by the Institute for Inspection Cleaning and Restoration Certification (IICRC)

Michael DeRita, Owner and Complex Loss Adjuster

In his over 26 years of experience, Michael has helped countless property owners claim the best settlements for their property losses. He works relentlessly to get what you deserve and need to restore your property to pre-loss conditions. 

With a proven track record of handling commercial and residential claims associated with fire and smoke, natural disasters, explosions, water damage, and more, Michael is a tireless advocate. 

Fully licensed, insured, and certified, Michael serves the tri-state area of New Jersey, Pennsylvania, and Delaware. 

To get the process started today. Call us or fill out our form.